Age Requirement for Use of Site: It would be inappropriate, for persons under the age of 18 years to use this site as you must be older than 18 years to exchange information with us via this site.
Domicile Requirement for Use of the Site: For using this site, we require a guarantee that you reside permanently in the United States.
1. Collecting Information:
- Personally Identifiable Information
- We may request you, to provide vital personal information to us through the site. This sensitive information can be submitted through on line forms, on line applications,e-mail and comments submitted on the site. The site may also need imperative financial information along with health-related queries. We store this information for our records in order to verify authenticity of the same.However, we would like to assure you that this information is not shared with third parties, unless you authorize us to do so.
- Non-Personally Identifiable Information
- Demographic or profile data is the non-personally identifiable information we gather via this site. We use this information to analyze trends and preferences , to administer the site and to track the users' movements around the site.
- Why must you give so much personal information?
- Based upon the vital information you provide, the insurance companies quote their rates. As we value you, as our esteemed customer, we would like you to answer the many queries required by the various companies we deal with, so we can provide the most suitable policy for you.
NOTICE OF CONSUMER REPORT PRACTICES
IMPORTANT: All proposed named insureds listed on this application must be made aware of the following:
If need be, some insurance companies may need some more information from you. For instance, along with your insurance application, you may be asked to provide a Consumer report which can help in determining your eligibility for insurance and then quoting a price for the same. These consumer reports can be used for a credit based insurance score, regular updates, renewals or extensions of your insurance. We may also use your personal information for the purposes of providing you with any services and service-related activities.
To enhance our services towards you more and to help you conveniently, use our site for your transactions, we use many "cookies" and other technologies (e.g., web bugs, e-mail bugs, clear GIFs, web beacons and tracker GIFs) in the Site. A cookie is a tiny piece of information that is required, to create and maintain a secure session. We store a cookie on your computer when you visit our Web site, so we can analyze how users move within our website. As we use session ID cookies, they do not track a user after leaving our Web site so it expires when you close the browser. You may change your settings not to accept cookies, but, this may effect certain functions of the site. Third parties such as software vendors, advertisers and fulfillment companies may also use Tracking Technologies by or through the Site, but we are not responsible for their actions, neither can we exercise control over the activities of such parties.
2. Usage and Sharing:
The information we collect via this site is used for various purposes. We may send you valuable information about our affiliated products and services and other information which may be of interest to you. We may also use this information to weigh out which portions of our site generate more traffic and visitors. We would like to evaluate which page is most visited and gage the popularity of certain areas of the site. The information collected from you at various times, maybe used and evaluated by us in comparison with other third parties.
We may disclose your personal information to companies that perform technology or marketing services for us for their use in performing such services. We may transfer, sell or assign aggregate, non-personally identifiable information about Site usage to third parties. We may transfer, sell or assign personal information to third parties as a result of a sale of all or substantially all of our assets relating to this portion of our business or in connection with a merger, consolidation, change in control, reorganization or liquidation. We also reserve the right to disclose any information concerning you if required by law or to protect or defend our rights or the rights or well-being of our users or if you are involved (or are reasonably suspected to be involved) in any illegal activity, even without a subpoena, warrant or court order.
If you would like to opt not to receive promotional or marketing material from us in the future , kindly contact us. If the user does not opt out, we may use any email addresses of users to send occasional emails pertaining to the said information. However, your option not to receive promotional and marketing material: (a) shall not preclude us from corresponding with you, by e-mail or otherwise, regarding your existing or past relationship with us (e.g., your pending or past applications or our responses to questions or inquiries you pose to us), and (b) shall not preclude us, including our employees, contractors, agents and other representatives, from accessing and viewing your personal information in the course of maintaining and improving the Site.
The security of your personal information is important to us. When you enter sensitive information on our site, we encrypt that information to help protect the security of your transfer of data to the Site. Though we may take tight security precautions to protect data on our site, we are not liable for misuse and do not guarantee, that any information stored on our site will be free from unauthorized access, as the Internet is accessible to one and all. Once you use this site, we assume you understand and acknowledge to undertake these risks.
5. Consent to Processing:
By providing any personal information to this Site, you fully understand and unambiguously consent to the transfer of such personal information to, and the collection and processing of such personal information in, the United States and other countries or territories.
By submitting this information you are authorizing Brokers, Agents, discount program representatives and/or Insurance Professionals in the InsuranceeQuotes network to contact you directly with quotes via telephone, fax, and email, regardless of the presence of your phone number(s) on any local or national no-call list.
7. Your Acceptance of this Policy:
As we hold the right to change, add or remove portions from this policy,as per our discretion, we request you to review this policy periodically. If we materially change our privacy practices we will notify you by sending an email or by posting a notice on our web site.